Search For Thousands of Surcharge-Free ATMs
- St. Cloud Federal Credit Union is part of the CO-OP Network ATM network (with more than 28,000 ATMs nationwide) and the MoneyPass ATM network (with more than 20,000 ATMs nationwide).
- As a member of St. Cloud Federal Credit Union, you can make free withdrawals, transfers, and inquiries with a St. Cloud Federal Debit Card or ATM Cash Card.
- You can access your primary savings or checking account 24 hours a day, 7 days a week.
- You may withdraw up to $500 a day.
The CO-OP Network gives our members 4 ways to find surcharge-free ATMs.
1) Text Messaging:
Simply text the address or zip code or intersection to 692667 (MYCOOP).
You’ll receive a prompt text response with the location of the CO-OP ATM nearest
the location you requested. (Please remember - do not text while driving.)
2) iPhone App:
3) GPS Location:
Take the CO-OP ATM Network with you when you drive! Download the database of
more than 28,000 surcharge-free ATMs directly to your Garmin®, Tom Tom® or other
GPS device here. Click
here to select and download your GPS device type.
4) CO-OP
Network Online Locator
Important Notice Regarding Deposits at ATMs
When you search for locations of ATMs on the CO-OP or MoneyPass Networks, you'll notice that some ATMs accept deposits.
However, deposits for St. Cloud Federal Credit Union ARE NOT accepted at ANY ATMs.
Here'
s why . . . Financial institutions that accept ATM deposits put a 3-day
to 5-day hold on those deposits. For this reason, the Credit Union decided it is in the best interest of our members not to accept ATM deposits.
If you need to make after-hours deposits, please deposit them in our night depository at our St. Cloud or Sartell office. You will receive next-day credit.
The MoneyPass Network gives our members 3 ways to find
surcharge-free ATMs.
1) iPhone App
2) Android
App
3) MoneyPass
Network Online Locator
Important Notice Regarding Deposits at ATMs
When you search for locations of ATMs on the CO-OP or MoneyPass Networks, you'll notice that some ATMs accept deposits.
However, deposits for St. Cloud Federal Credit Union ARE NOT accepted at ANY ATMs.
Here's why . . . Financial institutions that accept ATM deposits put a 3-day
to 5-day hold on those deposits. For this reason, the Credit Union decided it is in the best interest of our members not to accept ATM deposits.
If you need to make after-hours deposits, please deposit them in our night depository at our St. Cloud or Sartell Offices. You will receive next-day credit.
(320) 252.2634 or 1.888.252.2634
3030 First Street South, St. Cloud MN 56301
1716 Pine Cone Road South, Sartell MN 56377
