Financial Calculators

Our calculators use the free Java program, which is widely used on the Internet. If the calculators do not display on your computer, simply download Java by clicking here. You will be leaving the credit union web site, and you will be directed to the official Java web site, JAVA.COM.

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For Home Buyers:

For a complete selection of Mortgage calculators, go to our secure online Mortgage Application page. You'll find complete information on Mortgages, to help you understand the details involved. We also provide you with an online Mortgage Application, so you can apply from the comfort of home. Then when you are ready, you can visit with Jim Arnold, Jacey Stocker, or Lisa Schreifels in our Mortgage Department at the Credit Union.

Mortgage Qualifier Calculator
Can you buy your dream home? Find out how much you can afford!

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For Car Buyers:

Amortizing Loan Calculator
Enter your desired payment for a car or other purchase, and calculate your loan amount. Or, enter in the loan amount and calculate your monthly payment. Then view a detailed schedule of payments.

Auto Loan vs Home Equity Loan Calculator
Home equity loans often have lower interest rates than auto loans, and the interest may be tax deductible. Two good reasons to take a look at home equity loans to finance your automobile purchase.

Debt Consolidation Calculator
Should you consolidate your debt? This calculator is designed to help you determine if debt consolidation (pooling all your debts into one payment) is right for you.

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For Personal Budgeting:

Home Budget Analysis Calculator
Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that.

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For Savers:

Savings Goal
What will it take to reach your savings goal?

Certificate of Deposit Calculator
Find out how much interest you can earn on a Certificate of Deposit (CD).

Save A Cool Million Dollars
What would it take to save a million dollars?

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Calculators for Investments, Taxation, Insurance

We recommend that you visit with Dean N. Bertsch, our Financial Advisor at St. Cloud Federal Credit Union. He's ready to assist you with all your needs for Investments, Insurance, Estate Planning, Retirement Planning, Taxation questions, and more.

Dean is located at our St. Cloud office. His direct phone number is (320)258-2166.



For lots of investment-related calculators, go to Dean's Web Site.

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