Apply Online for Loans and MasterCard

Personal Loans (Cars, Boats, RVs, etc.)

Complete a Brief Online Application
After you submit the application, we will contact you by phone to complete the loan.

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Mortgage Loans

Mortgage Option 1:
Apply online now for a Mortgage Loan. This is a complete, streamlined application process you can do from the comfort of home. Complete information about loan costs is provided, so you'll know what to expect before you apply. You can also call us at (320) 258-2186.

Mortgage Option 2:
If you prefer to download a Form 1003 Mortgage application, click the button below, or visit our Mortgage page. The form you download is a fillable and saveable PDF file, which means you can save the file at any time as you fill it out on your computer. Then you can come back later and finish filling it out as needed. We advise that you do not email the completed PDF file, since regular email is not secure. Note: If you need to install Adobe Reader in order to view the PDF file, click here. (You will be leaving the credit union web site.)

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Apply for Auto Loans at the Dealership

Click here to see a list of the local Dealerships that provide St. Cloud Federal Credit Union loans at the Dealership, at the time you buy your vehicle!

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Apply for a Platinum MasterCard Credit Card

Pays rewards. Low rates. No annual fees.
No better card around -- really. Details here.

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