Switch your Checking Account to the Credit Union.
It's easier than you think.

If you're tired of paying high fees on your checking account, St. Cloud Federal Credit Union has the cure for you. It's easier than you think to switch checking accounts, even when you have multiple direct deposits and automatic payments on your account. We'll help you every step of the way. If you prefer to do it all yourself, our SWITCH KIT makes it as simple as possible.

FREE SERVICES: Some financial institutions advertise that their Internet banking services, including Bill Payer services, are free for a limited time. At St. Cloud Federal Credit Union, these services are free, with no time limit or trial period. If you have a checking account with us, these services are always free, including:

• Online Banking - free online transactions
• Bill Payer - pay your bills online . . . free with a personal checking account
• E-Statements - free online storage of your account statements
• MasterCard Online - free access to your ATIRAcredit Platinum MasterCard transactions, including online payments
• Voice Response - free 24-hour phone transactions

When you talk to a financial institution about their services, including checking, be sure to ask about the total cost of their checking accounts. That free toaster you get for opening an account could cost a lot more later on in fees and service charges.

Visit with one of our Member Service Representatives and they'll help you "Make the Switch". Our guarantee is simple -- we will help you every step of the way in making the switch. If you like, you can download the Switch Kit ahead of time now.

Whether you're a current Credit Union member or someone who wonders what Credit Unions are all about, we'll be happy to help you make the switch today.