One more reward for being a member. . . To apply now for a Platinum MasterCard from ATIRAcredit, please click here. For MasterCard payment options, please click here. At St. Cloud Federal Credit Union, we’re always looking for new ways to add value to your membership. We work hard to build partnerships that make even more products available to you. Which is why we are so excited to announce our partnership with ATIRAcreditSM. What does that mean to you?  No annual fee  A low interest rate  A Platinum Rewards MasterCard®  Earn reward points with every purchase  Redeem your points for cash, gift cards, merchandise or travel  Track and manage your points online  NO balance transfer fee  Zero Liability fraud protection  24/7 Customer Service “We’re excited to offer our members all the benefits usually associated with only the largest credit card issuers, but without the high interest rates and hidden fees that those providers typically charge. Once again, belonging to a credit union means you get the best of both worlds!” (Bill Winter, president, St. Cloud Federal Credit Union) Now you can apply for the ATIRAcredit Platinum MasterCard any time by visiting either of our offices in St. Cloud or Sartell. We are also planning to provide an online application. For more details, please see the ATIRAcredit site.