Online Bill Payer - Introduction

Online Bill Payer Is Free For Members Who Have A Personal Checking Account At St. Cloud Federal Credit Union

Online Bill Payer is a free, convenient way to pay your recurring and one-time bills to almost any person or organization in the United States. You have complete control over the date your bills are paid. The free service is available to any member who has a personal checking account at the Credit Union, and who is already enrolled in our Online Banking service. Online Bill Payer is accessible only through Online Banking.

Single Sign-on: When you sign on to the Credit Union's Online Banking service, you have immediate access to Online Bill Payer. No additional passwords to enter. One "Single Sign-on" username and password now gives you access to Online Banking, Bill Payer, and e-Statements, all free services.

• It's a more convenient and secure way for you to take care of your one-time or recurring bills.
• It saves you time paying your bills, and saves you money on stamps, checks, envelopes, and more.
• Avoid Late Fees -- Tell Bill Payer the date your bill is due and the service makes sure your payment gets there on time. Important note: when you make a payment the first time to a particular payee, Bill Payer needs to determine if the payee accepts electronic payments or only accepts checks by mail. If Bill Payer has to mail a check, you need to allow at least 7 days before the bill is due. If a payee accepts electronic payments, a shorter timeframe is accepted. Bill Payer will indicate the acceptable dates for each payee.
• Automate Your Payments -- You establish the details of each payment, whether it's a one-time or recurring payment. You choose whether Bill Payer pays a bill automatically at the same time every month -- or you can choose to pay each bill manually every month, every quarter, etc. It's all under your control.
• It's Quick -- You enter your payee information only once when you set up your Bill Payer account. After that, if you choose to manually pay each bill, you simply indicate the due date, and Bill Payer tells you when the bill will be paid.
• It's Secure -- Your Bill Payer transactions are securely encrypted and closely monitored by state-of-the-art software.

How Do I Enroll In Bill Payer?

• If you already use Online Banking, just log in and click on the Bill Payer link. Your Online Banking login automatically gives you access to Bill Payer.
• If you do not currently use our free Online Banking, visit Member Services in person in St. Cloud or Sartell to enroll today.

email: memberservices@stcloudfcu.coop
phone: (320)252-2634