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Online Security Alerts


Using the Internet is a convenient way to do your Online Banking and other transactions.

However, you need to be alert to the potential dangers. We post information here to help our members protect their identity and accounts. Most problems occur when people respond to emails and other messages online that cause them problems.

Remember this -- the credit union will never send you messages asking you to provide any personal information online. "Personal information" means account numbers, social security number, passwords/PINS, or any other information that is not considered public information. And you should never send us messages that contain any sensitive information that you would not want to make public. Do not respond to emails that provide links to strange web sites that tell you to enter information such as account numbers, social security numbers, etc.

OnGuardOnline.gov - This federal government site provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.



No ScamsAvoid Holiday Scams -- November 23, 2011

As the holiday season approaches, it is important to be aware of potential scams. Con artists are working hard to get their hands on your money, as well as your personal and financial information. Here's a list of potential scams, along with tips for a safer and smarter holiday shopping season.

You might be using mobile devices and computers to do your holiday shopping -- and so will the cyber scammers! Mobile device scams are a top threat this year, based on the increase in mobile malware (viruses, etc.) and malicious apps. Let’s work together to keep the scammers away from you and your accounts.

  • Watch for mobile malware – especially deals for black Friday and cyber Monday.
  • Be cautious when looking for free mobile apps - may be an attempt to steal information.
  • Watch for malicious screensavers, ring tones and e-cards.
  • Watch for purchase offers of fake anti-virus software – this scam may trick you into purchasing the software.
  • Secure your computer – at a minimum, have anti-virus, anti-spyware and a firewall.
  • Remember to turn off your computer when you’re done shopping.
  • Watch for social media scams – phony Facebook and Twitter sites or other online promotions and contests.
  • Beware of scammers advertising popular holiday items.
  • Check out the seller of items – research before you buy.
  • Don’t fall for the mystery shopping scam asking you to shop for $XX dollars (ex: $100).
  • Online coupon scams may ask for your personal or financial information using email.
  • Holiday phishing scams – Don’t fall for emails, text messages or phone calls asking for personal or financial information.
  • Monitor your credit, debit, and account numbers used for your holiday shopping to help identify any unauthorized usage.
  • Vacation scams – don’t post holiday pictures until you are back home.
  • Lighted parking lots – survey the parking lot surroundings. Make sure you have your car keys in your hands before entering the parking lot.
  • If an offer or item sounds too good to be true, it’s probably a scam.

Report scams to the Federal Trade Commission at www.ftc.gov or call toll-free 1.877.382.4357

 
 


© St. Cloud Federal Credit Union
(320) 252.2634 or 1.888.252.2634
3030 First Street South, St. Cloud MN 56301
1716 Pine Cone Road South, Sartell MN 56377